Blog
Welcome to Financial Topics Summaries! In this blog, my goal is to provide you with succinct information about important financial topics in a way that is easy to understand and less formal than instructional videos or articles. I use personal examples in many of these posts and often refer to experiences I've had with clients and prospective clients over the years.
As a wealth manager with an undergraduate in psychology and financial MBA, I have a unique way of approaching financial planning and investment management. No two people are the same, when it comes to how they view their personal financial lives. This can create synergies for some families and heightened complexities for others. My hope is that these blogs will introduce concepts that can be used by individuals to work toward their own financial goals and discussed between family members to help align financial goals.
Please, share these posts with others. Too often, financial wellbeing is overlooked until we get closer to retirement or the end of life. By then, it may be too late to make effective changes. If you have questions about any financial topics, whether you read it here or see it elsewhere, don't hesitate to reach out to me. I love connecting with others and being a resource!
Budgeting 101: Four Simple Steps
According to a 2023 study, 48% of households spend less than their income, yet those who kept their spending in line with their income were more likely to feel in control of their finances and achieve their financial goals (Federal...
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3 Steps for Women and End-of-Life Planning
Women are likely to outlive a man by almost 6 years. This means that the odds are, as a woman, you will be left with the responsibility of making sure your family’s estate transfers to heirs in a way that you want.
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10 Steps a woman can take toward financial independence
March is Women’s History Month, and in this blog, we discuss ten steps women can take toward financial independence. Much of this applies to men as well, but I wanted to focus on financial areas I felt were especially important for...
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Should I use a Roth or traditional IRA for retirement??
In this blog, we’ll examine 5 factors you should consider when trying to decide whether to use a Roth or traditional retirement account.
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How to Integrate Insurance into Your Financial Plan
In today's unpredictable world, a personal financial plan serves as a robust roadmap to achieve financial stability and security. Among the many components of a comprehensive financial plan, insurance holds a paramount position. It...
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The Potential Impact of Tariffs on the US Economy and Markets
Tariffs are taxes imposed by the government on imported and sometimes exported goods and services. This blog describes tariffs, their historical uses, and potential impacts on the economy and the markets.
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5 areas of your financial life you should know in detail
Financial wellness is a measure of the balance between financial stability and comfort associated with maintaining that financial stability. This blog focuses on 5 ways to measure and work toward that balance, including goal setting.
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Three financial levers: Advantages for young investors
Young investors and planners have three financial levers at their disposal to impact their work-optional plans: increase savings, reduce expenses, and work longer. Individually, each lever has the potential to improve goal achievement.
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Tax Planning: Strategies to help you save more for retirement
Time to pay the tax man! The date is upon us and more quickly for some than others. If you owe money, it comes too quickly. The purpose of this article is to help you find ways to plan your taxes over time, with strategies for reducing...
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Financial Literacy Month: Three Different Groups with Common Goals
April is Financial Literacy Month, and I cannot think of a better way to kick off this month than with April Fools’ Day. How many times have you done something with your money and felt foolish? That treadmill you bought to kick off...
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Personal Financial Spring Cleaning: Ten Step Process
Like spring cleaning your home, spring cleaning your finances can give you a great sense of satisfaction and relief. With taxes being due at about the same time, here are ten steps to the process to help you clean your personal finances.
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Five Steps to Simplify Budgeting
A common goal for the new year is often getting on a budget. That is even more likely this year, since we have been experiencing historical inflation highs over the last couple of years. This article focuses on ways to establish a budget.
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Five Important Aspects of Investment Risk
How is risk related to returns and why do you need to figure out your risk tolerance when building a portfolio? In this article, we talk about five important things you need to know about risk management, as it relates to investments.
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Tax Identity Theft: A Stolen Refund
Next week is Tax Identity Theft Week. As we kick off 2024, many of us are feverishly working to gather our tax documents and submit them with our tax return. There are also many people out there working feverishly to steal your Social...
Read MoreFinancial Wellness Month
January is Financial Wellness Month, and for good reason. December was and usually is a month where many of us overspend. Unfortunately, that means we must reassess our budgets in January, for those of us with budgets. You can only...
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